LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,340
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,471
−HK$1,148/mo
Today · 4.125%
HK$38,619
baseline
▲ 0.50% · 4.625%
HK$40,969
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,238/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,428
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,513
−HK$1,100/mo
Today · 4.125%
HK$42,613
baseline
▲ 0.50% · 4.625%
HK$44,859
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,226/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,608
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,965
−HK$1,378/mo
Today · 4.125%
HK$46,343
baseline
▲ 0.50% · 4.625%
HK$49,163
+HK$2,820/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,686/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,514
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,815
−HK$1,320/mo
Today · 4.125%
HK$51,135
baseline
▲ 0.50% · 4.625%
HK$53,830
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,270/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,877
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,459
−HK$1,608/mo
Today · 4.125%
HK$54,067
baseline
▲ 0.50% · 4.625%
HK$57,357
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,134/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,600
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,118
−HK$1,540/mo
Today · 4.125%
HK$59,658
baseline
▲ 0.50% · 4.625%
HK$62,802
+HK$3,144/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,316/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,413
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,447
−HK$2,068/mo
Today · 4.125%
HK$69,515
baseline
▲ 0.50% · 4.625%
HK$73,745
+HK$4,230/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$139,030/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,771
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,723
−HK$1,980/mo
Today · 4.125%
HK$76,703
baseline
▲ 0.50% · 4.625%
HK$80,746
+HK$4,043/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,406/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,637 · Scale 2, in force from 26 Feb 2026)