LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,344
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,474
−HK$1,149/mo
Today · 4.125%
HK$38,623
baseline
▲ 0.50% · 4.625%
HK$40,973
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,246/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,432
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,516
−HK$1,101/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$44,863
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,613
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,969
−HK$1,378/mo
Today · 4.125%
HK$46,347
baseline
▲ 0.50% · 4.625%
HK$49,168
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,694/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,519
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,820
−HK$1,320/mo
Today · 4.125%
HK$51,140
baseline
▲ 0.50% · 4.625%
HK$53,835
+HK$2,695/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,280/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,881
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,464
−HK$1,608/mo
Today · 4.125%
HK$54,072
baseline
▲ 0.50% · 4.625%
HK$57,362
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,144/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,605
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,123
−HK$1,540/mo
Today · 4.125%
HK$59,663
baseline
▲ 0.50% · 4.625%
HK$62,808
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,326/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,419
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,454
−HK$2,067/mo
Today · 4.125%
HK$69,521
baseline
▲ 0.50% · 4.625%
HK$73,751
+HK$4,230/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$139,042/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,778
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,730
−HK$1,980/mo
Today · 4.125%
HK$76,710
baseline
▲ 0.50% · 4.625%
HK$80,753
+HK$4,043/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,420/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,693 · Scale 2, in force from 26 Feb 2026)