LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,347
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$1,148/mo
Today · 4.125%
HK$38,626
baseline
▲ 0.50% · 4.625%
HK$40,976
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,252/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,436
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,520
−HK$1,100/mo
Today · 4.125%
HK$42,620
baseline
▲ 0.50% · 4.625%
HK$44,867
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,240/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,616
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,973
−HK$1,378/mo
Today · 4.125%
HK$46,351
baseline
▲ 0.50% · 4.625%
HK$49,172
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,702/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,523
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,824
−HK$1,320/mo
Today · 4.125%
HK$51,144
baseline
▲ 0.50% · 4.625%
HK$53,840
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,288/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,886
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,469
−HK$1,608/mo
Today · 4.125%
HK$54,077
baseline
▲ 0.50% · 4.625%
HK$57,367
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,154/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,610
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,128
−HK$1,540/mo
Today · 4.125%
HK$59,668
baseline
▲ 0.50% · 4.625%
HK$62,813
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,336/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,424
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,460
−HK$2,067/mo
Today · 4.125%
HK$69,527
baseline
▲ 0.50% · 4.625%
HK$73,758
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,054/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,784
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,736
−HK$1,980/mo
Today · 4.125%
HK$76,716
baseline
▲ 0.50% · 4.625%
HK$80,760
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,432/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,744 · Scale 2, in force from 26 Feb 2026)