LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,347
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$1,148/mo
Today · 4.125%
HK$38,626
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,252/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,436
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,520
−HK$1,100/mo
Today · 4.125%
HK$42,620
baseline
▲ 0.50% · 4.625%
HK$44,867
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,240/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,617
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,973
−HK$1,379/mo
Today · 4.125%
HK$46,352
baseline
▲ 0.50% · 4.625%
HK$49,172
+HK$2,820/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,704/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,523
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,824
−HK$1,321/mo
Today · 4.125%
HK$51,145
baseline
▲ 0.50% · 4.625%
HK$53,840
+HK$2,695/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,290/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,886
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,469
−HK$1,608/mo
Today · 4.125%
HK$54,077
baseline
▲ 0.50% · 4.625%
HK$57,367
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,154/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,610
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,128
−HK$1,541/mo
Today · 4.125%
HK$59,669
baseline
▲ 0.50% · 4.625%
HK$62,814
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,338/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,425
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,460
−HK$2,068/mo
Today · 4.125%
HK$69,528
baseline
▲ 0.50% · 4.625%
HK$73,758
+HK$4,230/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,056/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,785
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,737
−HK$1,980/mo
Today · 4.125%
HK$76,717
baseline
▲ 0.50% · 4.625%
HK$80,761
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,434/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,748 · Scale 2, in force from 26 Feb 2026)