LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,348
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,478
−HK$1,149/mo
Today · 4.125%
HK$38,627
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,254/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,436
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,100/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$44,868
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,617
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,974
−HK$1,378/mo
Today · 4.125%
HK$46,352
baseline
▲ 0.50% · 4.625%
HK$49,173
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,704/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,524
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,825
−HK$1,320/mo
Today · 4.125%
HK$51,145
baseline
▲ 0.50% · 4.625%
HK$53,841
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,290/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,887
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,469
−HK$1,609/mo
Today · 4.125%
HK$54,078
baseline
▲ 0.50% · 4.625%
HK$57,368
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,156/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,611
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,129
−HK$1,540/mo
Today · 4.125%
HK$59,669
baseline
▲ 0.50% · 4.625%
HK$62,815
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,338/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,426
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,461
−HK$2,067/mo
Today · 4.125%
HK$69,528
baseline
▲ 0.50% · 4.625%
HK$73,759
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,056/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,785
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,737
−HK$1,981/mo
Today · 4.125%
HK$76,718
baseline
▲ 0.50% · 4.625%
HK$80,762
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,436/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,755 · Scale 2, in force from 26 Feb 2026)