LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,349
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,479
−HK$1,149/mo
Today · 4.125%
HK$38,628
baseline
▲ 0.50% · 4.625%
HK$40,979
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,256/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,438
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,100/mo
Today · 4.125%
HK$42,622
baseline
▲ 0.50% · 4.625%
HK$44,869
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,244/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,618
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,975
−HK$1,379/mo
Today · 4.125%
HK$46,354
baseline
▲ 0.50% · 4.625%
HK$49,174
+HK$2,820/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,708/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,525
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,827
−HK$1,320/mo
Today · 4.125%
HK$51,147
baseline
▲ 0.50% · 4.625%
HK$53,843
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,294/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,888
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,471
−HK$1,608/mo
Today · 4.125%
HK$54,079
baseline
▲ 0.50% · 4.625%
HK$57,370
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,158/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,613
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,131
−HK$1,540/mo
Today · 4.125%
HK$59,671
baseline
▲ 0.50% · 4.625%
HK$62,817
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,342/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,428
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,463
−HK$2,068/mo
Today · 4.125%
HK$69,531
baseline
▲ 0.50% · 4.625%
HK$73,761
+HK$4,230/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,062/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,788
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,740
−HK$1,980/mo
Today · 4.125%
HK$76,720
baseline
▲ 0.50% · 4.625%
HK$80,764
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,440/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,774 · Scale 2, in force from 26 Feb 2026)