LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,350
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,481
−HK$1,148/mo
Today · 4.125%
HK$38,629
baseline
▲ 0.50% · 4.625%
HK$40,980
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,258/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,439
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,524
−HK$1,100/mo
Today · 4.125%
HK$42,624
baseline
▲ 0.50% · 4.625%
HK$44,871
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,248/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,620
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,977
−HK$1,378/mo
Today · 4.125%
HK$46,355
baseline
▲ 0.50% · 4.625%
HK$49,176
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,710/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,527
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,828
−HK$1,321/mo
Today · 4.125%
HK$51,149
baseline
▲ 0.50% · 4.625%
HK$53,845
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,298/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,890
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,473
−HK$1,608/mo
Today · 4.125%
HK$54,081
baseline
▲ 0.50% · 4.625%
HK$57,372
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,162/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,615
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,133
−HK$1,540/mo
Today · 4.125%
HK$59,673
baseline
▲ 0.50% · 4.625%
HK$62,819
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,346/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,430
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,465
−HK$2,068/mo
Today · 4.125%
HK$69,533
baseline
▲ 0.50% · 4.625%
HK$73,764
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,066/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,790
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,742
−HK$1,981/mo
Today · 4.125%
HK$76,723
baseline
▲ 0.50% · 4.625%
HK$80,767
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,446/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,795 · Scale 2, in force from 26 Feb 2026)