LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,351
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,481
−HK$1,149/mo
Today · 4.125%
HK$38,630
baseline
▲ 0.50% · 4.625%
HK$40,981
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,260/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,440
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,524
−HK$1,101/mo
Today · 4.125%
HK$42,625
baseline
▲ 0.50% · 4.625%
HK$44,872
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,250/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,621
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,978
−HK$1,378/mo
Today · 4.125%
HK$46,356
baseline
▲ 0.50% · 4.625%
HK$49,177
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$92,712/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,528
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,829
−HK$1,321/mo
Today · 4.125%
HK$51,150
baseline
▲ 0.50% · 4.625%
HK$53,846
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.56M · min. income ≈ HK$102,300/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,891
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,474
−HK$1,608/mo
Today · 4.125%
HK$54,082
baseline
▲ 0.50% · 4.625%
HK$57,373
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,164/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,616
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,134
−HK$1,541/mo
Today · 4.125%
HK$59,675
baseline
▲ 0.50% · 4.625%
HK$62,820
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,350/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,431
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,467
−HK$2,067/mo
Today · 4.125%
HK$69,534
baseline
▲ 0.50% · 4.625%
HK$73,765
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,068/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,792
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,744
−HK$1,980/mo
Today · 4.125%
HK$76,724
baseline
▲ 0.50% · 4.625%
HK$80,769
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,448/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,808 · Scale 2, in force from 26 Feb 2026)