LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,352
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,483
−HK$1,149/mo
Today · 4.125%
HK$38,632
baseline
▲ 0.50% · 4.625%
HK$40,982
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,264/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,441
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,526
−HK$1,100/mo
Today · 4.125%
HK$42,626
baseline
▲ 0.50% · 4.625%
HK$44,873
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,252/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,623
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,979
−HK$1,379/mo
Today · 4.125%
HK$46,358
baseline
▲ 0.50% · 4.625%
HK$49,179
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,716/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,530
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,831
−HK$1,321/mo
Today · 4.125%
HK$51,152
baseline
▲ 0.50% · 4.625%
HK$53,848
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,304/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,893
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,476
−HK$1,608/mo
Today · 4.125%
HK$54,084
baseline
▲ 0.50% · 4.625%
HK$57,375
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,168/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,618
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,136
−HK$1,541/mo
Today · 4.125%
HK$59,677
baseline
▲ 0.50% · 4.625%
HK$62,822
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,354/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,434
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,469
−HK$2,068/mo
Today · 4.125%
HK$69,537
baseline
▲ 0.50% · 4.625%
HK$73,768
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,074/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,794
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,747
−HK$1,980/mo
Today · 4.125%
HK$76,727
baseline
▲ 0.50% · 4.625%
HK$80,772
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,454/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,830 · Scale 2, in force from 26 Feb 2026)