LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,353
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,484
−HK$1,149/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,983
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,442
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,527
−HK$1,100/mo
Today · 4.125%
HK$42,627
baseline
▲ 0.50% · 4.625%
HK$44,874
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,254/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,623
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,980
−HK$1,379/mo
Today · 4.125%
HK$46,359
baseline
▲ 0.50% · 4.625%
HK$49,180
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,718/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,531
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,832
−HK$1,321/mo
Today · 4.125%
HK$51,153
baseline
▲ 0.50% · 4.625%
HK$53,849
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,306/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,894
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,477
−HK$1,609/mo
Today · 4.125%
HK$54,086
baseline
▲ 0.50% · 4.625%
HK$57,377
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,172/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,619
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,138
−HK$1,540/mo
Today · 4.125%
HK$59,678
baseline
▲ 0.50% · 4.625%
HK$62,824
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,356/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,435
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,471
−HK$2,068/mo
Today · 4.125%
HK$69,539
baseline
▲ 0.50% · 4.625%
HK$73,770
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,078/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,796
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,748
−HK$1,981/mo
Today · 4.125%
HK$76,729
baseline
▲ 0.50% · 4.625%
HK$80,773
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,458/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,843 · Scale 2, in force from 26 Feb 2026)