LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,354
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,485
−HK$1,149/mo
Today · 4.125%
HK$38,634
baseline
▲ 0.50% · 4.625%
HK$40,985
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,268/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,443
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,528
−HK$1,101/mo
Today · 4.125%
HK$42,629
baseline
▲ 0.50% · 4.625%
HK$44,876
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,258/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,625
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,982
−HK$1,378/mo
Today · 4.125%
HK$46,360
baseline
▲ 0.50% · 4.625%
HK$49,181
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,720/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,532
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,834
−HK$1,320/mo
Today · 4.125%
HK$51,154
baseline
▲ 0.50% · 4.625%
HK$53,851
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,308/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,896
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,479
−HK$1,608/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$57,378
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,621
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,139
−HK$1,541/mo
Today · 4.125%
HK$59,680
baseline
▲ 0.50% · 4.625%
HK$62,826
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,360/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,437
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,473
−HK$2,068/mo
Today · 4.125%
HK$69,541
baseline
▲ 0.50% · 4.625%
HK$73,772
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,082/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,798
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,751
−HK$1,980/mo
Today · 4.125%
HK$76,731
baseline
▲ 0.50% · 4.625%
HK$80,776
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,462/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,861 · Scale 2, in force from 26 Feb 2026)