LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,355
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,485
−HK$1,149/mo
Today · 4.125%
HK$38,634
baseline
▲ 0.50% · 4.625%
HK$40,985
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,268/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,444
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,529
−HK$1,100/mo
Today · 4.125%
HK$42,629
baseline
▲ 0.50% · 4.625%
HK$44,876
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,258/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,626
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,983
−HK$1,378/mo
Today · 4.125%
HK$46,361
baseline
▲ 0.50% · 4.625%
HK$49,182
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,722/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,533
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,835
−HK$1,320/mo
Today · 4.125%
HK$51,155
baseline
▲ 0.50% · 4.625%
HK$53,851
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,310/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,896
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,608/mo
Today · 4.125%
HK$54,088
baseline
▲ 0.50% · 4.625%
HK$57,379
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,176/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,622
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,140
−HK$1,541/mo
Today · 4.125%
HK$59,681
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,362/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,438
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,474
−HK$2,068/mo
Today · 4.125%
HK$69,542
baseline
▲ 0.50% · 4.625%
HK$73,773
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,084/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,799
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,752
−HK$1,981/mo
Today · 4.125%
HK$76,733
baseline
▲ 0.50% · 4.625%
HK$80,777
+HK$4,044/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,466/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,871 · Scale 2, in force from 26 Feb 2026)