LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,355
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,486
−HK$1,149/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,986
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,445
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,529
−HK$1,101/mo
Today · 4.125%
HK$42,630
baseline
▲ 0.50% · 4.625%
HK$44,877
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,260/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,626
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,983
−HK$1,379/mo
Today · 4.125%
HK$46,362
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,724/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,534
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,835
−HK$1,321/mo
Today · 4.125%
HK$51,156
baseline
▲ 0.50% · 4.625%
HK$53,852
+HK$2,696/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,312/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,897
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,609/mo
Today · 4.125%
HK$54,089
baseline
▲ 0.50% · 4.625%
HK$57,380
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,178/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,622
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,141
−HK$1,541/mo
Today · 4.125%
HK$59,682
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,364/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,439
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,475
−HK$2,068/mo
Today · 4.125%
HK$69,543
baseline
▲ 0.50% · 4.625%
HK$73,774
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,086/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,800
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,753
−HK$1,980/mo
Today · 4.125%
HK$76,733
baseline
▲ 0.50% · 4.625%
HK$80,778
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,466/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,878 · Scale 2, in force from 26 Feb 2026)