LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,356
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,487
−HK$1,149/mo
Today · 4.125%
HK$38,636
baseline
▲ 0.50% · 4.625%
HK$40,987
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,272/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,446
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,531
−HK$1,100/mo
Today · 4.125%
HK$42,631
baseline
▲ 0.50% · 4.625%
HK$44,878
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,262/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,627
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,984
−HK$1,379/mo
Today · 4.125%
HK$46,363
baseline
▲ 0.50% · 4.625%
HK$49,184
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,726/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,535
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,837
−HK$1,320/mo
Today · 4.125%
HK$51,157
baseline
▲ 0.50% · 4.625%
HK$53,854
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,314/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,899
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,482
−HK$1,608/mo
Today · 4.125%
HK$54,090
baseline
▲ 0.50% · 4.625%
HK$57,382
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,180/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,624
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,143
−HK$1,540/mo
Today · 4.125%
HK$59,683
baseline
▲ 0.50% · 4.625%
HK$62,829
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,366/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,441
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,477
−HK$2,068/mo
Today · 4.125%
HK$69,545
baseline
▲ 0.50% · 4.625%
HK$73,776
+HK$4,231/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,090/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,802
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,755
−HK$1,981/mo
Today · 4.125%
HK$76,736
baseline
▲ 0.50% · 4.625%
HK$80,781
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,472/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,895 · Scale 2, in force from 26 Feb 2026)