LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,358
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,489
−HK$1,149/mo
Today · 4.125%
HK$38,638
baseline
▲ 0.50% · 4.625%
HK$40,989
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,276/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,448
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,533
−HK$1,101/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$44,881
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,630
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,987
−HK$1,379/mo
Today · 4.125%
HK$46,366
baseline
▲ 0.50% · 4.625%
HK$49,187
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,732/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,538
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,840
−HK$1,320/mo
Today · 4.125%
HK$51,160
baseline
▲ 0.50% · 4.625%
HK$53,857
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,320/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,902
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,485
−HK$1,609/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$57,385
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,628
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,541/mo
Today · 4.125%
HK$59,687
baseline
▲ 0.50% · 4.625%
HK$62,833
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,374/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,445
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,481
−HK$2,068/mo
Today · 4.125%
HK$69,549
baseline
▲ 0.50% · 4.625%
HK$73,781
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,098/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,807
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,760
−HK$1,980/mo
Today · 4.125%
HK$76,740
baseline
▲ 0.50% · 4.625%
HK$80,786
+HK$4,046/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,480/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,932 · Scale 2, in force from 26 Feb 2026)