LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,359
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,490
−HK$1,149/mo
Today · 4.125%
HK$38,639
baseline
▲ 0.50% · 4.625%
HK$40,990
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,278/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,449
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,534
−HK$1,100/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$44,882
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,631
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,988
−HK$1,379/mo
Today · 4.125%
HK$46,367
baseline
▲ 0.50% · 4.625%
HK$49,188
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,734/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,539
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,841
−HK$1,320/mo
Today · 4.125%
HK$51,161
baseline
▲ 0.50% · 4.625%
HK$53,858
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,322/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,903
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,486
−HK$1,609/mo
Today · 4.125%
HK$54,095
baseline
▲ 0.50% · 4.625%
HK$57,386
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,190/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,629
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,147
−HK$1,541/mo
Today · 4.125%
HK$59,688
baseline
▲ 0.50% · 4.625%
HK$62,834
+HK$3,146/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,376/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,446
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,482
−HK$2,068/mo
Today · 4.125%
HK$69,550
baseline
▲ 0.50% · 4.625%
HK$73,782
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,100/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,808
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,761
−HK$1,981/mo
Today · 4.125%
HK$76,742
baseline
▲ 0.50% · 4.625%
HK$80,787
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,484/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,944 · Scale 2, in force from 26 Feb 2026)