LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,360
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$1,149/mo
Today · 4.125%
HK$38,640
baseline
▲ 0.50% · 4.625%
HK$40,992
+HK$2,352/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,280/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,450
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,535
−HK$1,101/mo
Today · 4.125%
HK$42,636
baseline
▲ 0.50% · 4.625%
HK$44,883
+HK$2,247/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,272/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,632
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,990
−HK$1,378/mo
Today · 4.125%
HK$46,368
baseline
▲ 0.50% · 4.625%
HK$49,190
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,736/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,541
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,842
−HK$1,321/mo
Today · 4.125%
HK$51,163
baseline
▲ 0.50% · 4.625%
HK$53,860
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,326/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,904
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,488
−HK$1,609/mo
Today · 4.125%
HK$54,097
baseline
▲ 0.50% · 4.625%
HK$57,388
+HK$3,291/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,194/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,631
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,149
−HK$1,541/mo
Today · 4.125%
HK$59,690
baseline
▲ 0.50% · 4.625%
HK$62,837
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,380/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,449
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,484
−HK$2,069/mo
Today · 4.125%
HK$69,553
baseline
▲ 0.50% · 4.625%
HK$73,785
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,106/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,811
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,764
−HK$1,981/mo
Today · 4.125%
HK$76,745
baseline
▲ 0.50% · 4.625%
HK$80,790
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,490/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,964 · Scale 2, in force from 26 Feb 2026)