LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,361
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,493
−HK$1,149/mo
Today · 4.125%
HK$38,642
baseline
▲ 0.50% · 4.625%
HK$40,993
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,284/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,452
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,537
−HK$1,100/mo
Today · 4.125%
HK$42,637
baseline
▲ 0.50% · 4.625%
HK$44,885
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,274/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,634
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,991
−HK$1,379/mo
Today · 4.125%
HK$46,370
baseline
▲ 0.50% · 4.625%
HK$49,191
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,740/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,542
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,844
−HK$1,321/mo
Today · 4.125%
HK$51,165
baseline
▲ 0.50% · 4.625%
HK$53,862
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,330/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,906
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,490
−HK$1,608/mo
Today · 4.125%
HK$54,098
baseline
▲ 0.50% · 4.625%
HK$57,390
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,196/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,632
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,151
−HK$1,541/mo
Today · 4.125%
HK$59,692
baseline
▲ 0.50% · 4.625%
HK$62,839
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,384/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,451
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,487
−HK$2,068/mo
Today · 4.125%
HK$69,555
baseline
▲ 0.50% · 4.625%
HK$73,787
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,110/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,813
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,766
−HK$1,981/mo
Today · 4.125%
HK$76,747
baseline
▲ 0.50% · 4.625%
HK$80,792
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,494/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,984 · Scale 2, in force from 26 Feb 2026)