LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,362
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,493
−HK$1,149/mo
Today · 4.125%
HK$38,642
baseline
▲ 0.50% · 4.625%
HK$40,994
+HK$2,352/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,284/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,453
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,538
−HK$1,100/mo
Today · 4.125%
HK$42,638
baseline
▲ 0.50% · 4.625%
HK$44,886
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,276/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,635
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,992
−HK$1,379/mo
Today · 4.125%
HK$46,371
baseline
▲ 0.50% · 4.625%
HK$49,193
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,742/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,543
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,845
−HK$1,321/mo
Today · 4.125%
HK$51,166
baseline
▲ 0.50% · 4.625%
HK$53,863
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,332/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,907
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,608/mo
Today · 4.125%
HK$54,099
baseline
▲ 0.50% · 4.625%
HK$57,391
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,198/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,634
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,153
−HK$1,540/mo
Today · 4.125%
HK$59,693
baseline
▲ 0.50% · 4.625%
HK$62,840
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,386/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,452
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,488
−HK$2,068/mo
Today · 4.125%
HK$69,556
baseline
▲ 0.50% · 4.625%
HK$73,789
+HK$4,233/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,112/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,815
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,768
−HK$1,981/mo
Today · 4.125%
HK$76,749
baseline
▲ 0.50% · 4.625%
HK$80,794
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,498/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,997 · Scale 2, in force from 26 Feb 2026)