LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,363
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,494
−HK$1,149/mo
Today · 4.125%
HK$38,643
baseline
▲ 0.50% · 4.625%
HK$40,995
+HK$2,352/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,286/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,454
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,539
−HK$1,100/mo
Today · 4.125%
HK$42,639
baseline
▲ 0.50% · 4.625%
HK$44,887
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,278/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,636
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,993
−HK$1,379/mo
Today · 4.125%
HK$46,372
baseline
▲ 0.50% · 4.625%
HK$49,194
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,744/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,544
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,846
−HK$1,321/mo
Today · 4.125%
HK$51,167
baseline
▲ 0.50% · 4.625%
HK$53,864
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,334/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,908
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,492
−HK$1,609/mo
Today · 4.125%
HK$54,101
baseline
▲ 0.50% · 4.625%
HK$57,393
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,202/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,635
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,154
−HK$1,541/mo
Today · 4.125%
HK$59,695
baseline
▲ 0.50% · 4.625%
HK$62,842
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,390/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,454
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,490
−HK$2,068/mo
Today · 4.125%
HK$69,558
baseline
▲ 0.50% · 4.625%
HK$73,791
+HK$4,233/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,116/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,817
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,769
−HK$1,982/mo
Today · 4.125%
HK$76,751
baseline
▲ 0.50% · 4.625%
HK$80,796
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,502/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,011 · Scale 2, in force from 26 Feb 2026)