LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,365
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,496
−HK$1,149/mo
Today · 4.125%
HK$38,645
baseline
▲ 0.50% · 4.625%
HK$40,997
+HK$2,352/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,290/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,456
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,541
−HK$1,100/mo
Today · 4.125%
HK$42,641
baseline
▲ 0.50% · 4.625%
HK$44,889
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,282/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,638
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,995
−HK$1,380/mo
Today · 4.125%
HK$46,375
baseline
▲ 0.50% · 4.625%
HK$49,196
+HK$2,821/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,750/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,547
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,849
−HK$1,321/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$53,867
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,911
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,495
−HK$1,609/mo
Today · 4.125%
HK$54,104
baseline
▲ 0.50% · 4.625%
HK$57,396
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,208/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,638
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,157
−HK$1,541/mo
Today · 4.125%
HK$59,698
baseline
▲ 0.50% · 4.625%
HK$62,845
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,396/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,457
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,493
−HK$2,069/mo
Today · 4.125%
HK$69,562
baseline
▲ 0.50% · 4.625%
HK$73,794
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,124/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,820
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,773
−HK$1,982/mo
Today · 4.125%
HK$76,755
baseline
▲ 0.50% · 4.625%
HK$80,800
+HK$4,045/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,510/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,042 · Scale 2, in force from 26 Feb 2026)