LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,366
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$1,149/mo
Today · 4.125%
HK$38,647
baseline
▲ 0.50% · 4.625%
HK$40,999
+HK$2,352/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,294/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,457
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,101/mo
Today · 4.125%
HK$42,643
baseline
▲ 0.50% · 4.625%
HK$44,891
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,286/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,640
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,997
−HK$1,379/mo
Today · 4.125%
HK$46,376
baseline
▲ 0.50% · 4.625%
HK$49,198
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,752/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,549
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,851
−HK$1,321/mo
Today · 4.125%
HK$51,172
baseline
▲ 0.50% · 4.625%
HK$53,869
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,344/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,913
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,497
−HK$1,609/mo
Today · 4.125%
HK$54,106
baseline
▲ 0.50% · 4.625%
HK$57,398
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,212/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,640
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,159
−HK$1,541/mo
Today · 4.125%
HK$59,700
baseline
▲ 0.50% · 4.625%
HK$62,847
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,400/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,460
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,496
−HK$2,069/mo
Today · 4.125%
HK$69,565
baseline
▲ 0.50% · 4.625%
HK$73,797
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,130/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,823
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,776
−HK$1,982/mo
Today · 4.125%
HK$76,758
baseline
▲ 0.50% · 4.625%
HK$80,804
+HK$4,046/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,516/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,066 · Scale 2, in force from 26 Feb 2026)