LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,367
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$1,150/mo
Today · 4.125%
HK$38,648
baseline
▲ 0.50% · 4.625%
HK$40,999
+HK$2,351/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,296/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,458
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,101/mo
Today · 4.125%
HK$42,644
baseline
▲ 0.50% · 4.625%
HK$44,892
+HK$2,248/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,288/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,640
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,998
−HK$1,379/mo
Today · 4.125%
HK$46,377
baseline
▲ 0.50% · 4.625%
HK$49,199
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,754/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,549
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,852
−HK$1,320/mo
Today · 4.125%
HK$51,172
baseline
▲ 0.50% · 4.625%
HK$53,870
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,344/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,914
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,498
−HK$1,609/mo
Today · 4.125%
HK$54,107
baseline
▲ 0.50% · 4.625%
HK$57,399
+HK$3,292/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,214/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,641
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,160
−HK$1,541/mo
Today · 4.125%
HK$59,701
baseline
▲ 0.50% · 4.625%
HK$62,848
+HK$3,147/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,402/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,461
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,497
−HK$2,069/mo
Today · 4.125%
HK$69,566
baseline
▲ 0.50% · 4.625%
HK$73,798
+HK$4,232/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$139,132/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,824
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,777
−HK$1,982/mo
Today · 4.125%
HK$76,759
baseline
▲ 0.50% · 4.625%
HK$80,805
+HK$4,046/mo
Deposit HK$1.59M · loan HK$14.35M · min. income ≈ HK$153,518/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,075 · Scale 2, in force from 26 Feb 2026)