LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,371
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,502
−HK$1,149/mo
Today · 4.125%
HK$38,651
baseline
▲ 0.50% · 4.625%
HK$41,003
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,302/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,462
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,547
−HK$1,101/mo
Today · 4.125%
HK$42,648
baseline
▲ 0.50% · 4.625%
HK$44,896
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,296/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,645
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,002
−HK$1,380/mo
Today · 4.125%
HK$46,382
baseline
▲ 0.50% · 4.625%
HK$49,204
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,764/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,554
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,857
−HK$1,321/mo
Today · 4.125%
HK$51,178
baseline
▲ 0.50% · 4.625%
HK$53,875
+HK$2,697/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,356/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,919
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,503
−HK$1,609/mo
Today · 4.125%
HK$54,112
baseline
▲ 0.50% · 4.625%
HK$57,405
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,224/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,647
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,166
−HK$1,541/mo
Today · 4.125%
HK$59,707
baseline
▲ 0.50% · 4.625%
HK$62,854
+HK$3,147/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,414/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,467
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,504
−HK$2,069/mo
Today · 4.125%
HK$69,573
baseline
▲ 0.50% · 4.625%
HK$73,806
+HK$4,233/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,146/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,832
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,785
−HK$1,981/mo
Today · 4.125%
HK$76,766
baseline
▲ 0.50% · 4.625%
HK$80,813
+HK$4,047/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,532/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,135 · Scale 2, in force from 26 Feb 2026)