LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,373
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$1,150/mo
Today · 4.125%
HK$38,654
baseline
▲ 0.50% · 4.625%
HK$41,006
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,308/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,464
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,549
−HK$1,101/mo
Today · 4.125%
HK$42,650
baseline
▲ 0.50% · 4.625%
HK$44,899
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,300/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,647
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,005
−HK$1,379/mo
Today · 4.125%
HK$46,384
baseline
▲ 0.50% · 4.625%
HK$49,207
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,768/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,557
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,859
−HK$1,321/mo
Today · 4.125%
HK$51,180
baseline
▲ 0.50% · 4.625%
HK$53,878
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,360/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,922
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,506
−HK$1,609/mo
Today · 4.125%
HK$54,115
baseline
▲ 0.50% · 4.625%
HK$57,408
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,230/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,650
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,169
−HK$1,542/mo
Today · 4.125%
HK$59,711
baseline
▲ 0.50% · 4.625%
HK$62,858
+HK$3,147/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,422/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,471
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,507
−HK$2,069/mo
Today · 4.125%
HK$69,576
baseline
▲ 0.50% · 4.625%
HK$73,810
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,152/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,836
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,789
−HK$1,982/mo
Today · 4.125%
HK$76,771
baseline
▲ 0.50% · 4.625%
HK$80,817
+HK$4,046/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,542/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,168 · Scale 2, in force from 26 Feb 2026)