LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,374
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,505
−HK$1,150/mo
Today · 4.125%
HK$38,655
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,310/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,465
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,551
−HK$1,101/mo
Today · 4.125%
HK$42,652
baseline
▲ 0.50% · 4.625%
HK$44,900
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,304/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,648
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,006
−HK$1,380/mo
Today · 4.125%
HK$46,386
baseline
▲ 0.50% · 4.625%
HK$49,208
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,772/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,558
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,861
−HK$1,321/mo
Today · 4.125%
HK$51,182
baseline
▲ 0.50% · 4.625%
HK$53,880
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,364/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,923
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,507
−HK$1,610/mo
Today · 4.125%
HK$54,117
baseline
▲ 0.50% · 4.625%
HK$57,409
+HK$3,292/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,234/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,652
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,171
−HK$1,541/mo
Today · 4.125%
HK$59,712
baseline
▲ 0.50% · 4.625%
HK$62,860
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,424/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,473
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,509
−HK$2,069/mo
Today · 4.125%
HK$69,578
baseline
▲ 0.50% · 4.625%
HK$73,812
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,156/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,838
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,791
−HK$1,982/mo
Today · 4.125%
HK$76,773
baseline
▲ 0.50% · 4.625%
HK$80,820
+HK$4,047/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,546/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,185 · Scale 2, in force from 26 Feb 2026)