LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,374
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,506
−HK$1,149/mo
Today · 4.125%
HK$38,655
baseline
▲ 0.50% · 4.625%
HK$41,008
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,310/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,466
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,552
−HK$1,101/mo
Today · 4.125%
HK$42,653
baseline
▲ 0.50% · 4.625%
HK$44,901
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,306/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,649
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,007
−HK$1,380/mo
Today · 4.125%
HK$46,387
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,822/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,774/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,560
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,321/mo
Today · 4.125%
HK$51,183
baseline
▲ 0.50% · 4.625%
HK$53,881
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,366/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,924
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,508
−HK$1,610/mo
Today · 4.125%
HK$54,118
baseline
▲ 0.50% · 4.625%
HK$57,411
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,236/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,653
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,172
−HK$1,542/mo
Today · 4.125%
HK$59,714
baseline
▲ 0.50% · 4.625%
HK$62,861
+HK$3,147/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,428/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,474
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,511
−HK$2,069/mo
Today · 4.125%
HK$69,580
baseline
▲ 0.50% · 4.625%
HK$73,814
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,160/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,839
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,793
−HK$1,982/mo
Today · 4.125%
HK$76,775
baseline
▲ 0.50% · 4.625%
HK$80,821
+HK$4,046/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,550/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,198 · Scale 2, in force from 26 Feb 2026)