LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,376
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,508
−HK$1,149/mo
Today · 4.125%
HK$38,657
baseline
▲ 0.50% · 4.625%
HK$41,010
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,314/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,468
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,554
−HK$1,101/mo
Today · 4.125%
HK$42,655
baseline
▲ 0.50% · 4.625%
HK$44,903
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,310/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,652
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,009
−HK$1,380/mo
Today · 4.125%
HK$46,389
baseline
▲ 0.50% · 4.625%
HK$49,212
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,778/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,562
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,864
−HK$1,322/mo
Today · 4.125%
HK$51,186
baseline
▲ 0.50% · 4.625%
HK$53,884
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,372/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,927
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,511
−HK$1,609/mo
Today · 4.125%
HK$54,120
baseline
▲ 0.50% · 4.625%
HK$57,414
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,240/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,656
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,175
−HK$1,542/mo
Today · 4.125%
HK$59,717
baseline
▲ 0.50% · 4.625%
HK$62,864
+HK$3,147/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,434/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,477
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,514
−HK$2,069/mo
Today · 4.125%
HK$69,583
baseline
▲ 0.50% · 4.625%
HK$73,817
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,166/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,843
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,797
−HK$1,981/mo
Today · 4.125%
HK$76,778
baseline
▲ 0.50% · 4.625%
HK$80,826
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,556/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,228 · Scale 2, in force from 26 Feb 2026)