LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,377
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,509
−HK$1,150/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$41,011
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,469
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,555
−HK$1,101/mo
Today · 4.125%
HK$42,656
baseline
▲ 0.50% · 4.625%
HK$44,904
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,312/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,653
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,011
−HK$1,379/mo
Today · 4.125%
HK$46,390
baseline
▲ 0.50% · 4.625%
HK$49,213
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,780/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,563
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,866
−HK$1,321/mo
Today · 4.125%
HK$51,187
baseline
▲ 0.50% · 4.625%
HK$53,885
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,374/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,928
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,513
−HK$1,609/mo
Today · 4.125%
HK$54,122
baseline
▲ 0.50% · 4.625%
HK$57,415
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,244/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,657
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,177
−HK$1,541/mo
Today · 4.125%
HK$59,718
baseline
▲ 0.50% · 4.625%
HK$62,866
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,436/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,479
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,516
−HK$2,069/mo
Today · 4.125%
HK$69,585
baseline
▲ 0.50% · 4.625%
HK$73,820
+HK$4,235/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,170/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,845
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,799
−HK$1,982/mo
Today · 4.125%
HK$76,781
baseline
▲ 0.50% · 4.625%
HK$80,828
+HK$4,047/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,562/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,246 · Scale 2, in force from 26 Feb 2026)