LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,378
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$1,149/mo
Today · 4.125%
HK$38,659
baseline
▲ 0.50% · 4.625%
HK$41,012
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,318/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,470
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,101/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$44,905
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,654
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,011
−HK$1,380/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$49,214
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,564
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,867
−HK$1,321/mo
Today · 4.125%
HK$51,188
baseline
▲ 0.50% · 4.625%
HK$53,886
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,376/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,929
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,513
−HK$1,610/mo
Today · 4.125%
HK$54,123
baseline
▲ 0.50% · 4.625%
HK$57,416
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,246/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,658
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,178
−HK$1,541/mo
Today · 4.125%
HK$59,719
baseline
▲ 0.50% · 4.625%
HK$62,867
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,438/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,480
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,517
−HK$2,070/mo
Today · 4.125%
HK$69,587
baseline
▲ 0.50% · 4.625%
HK$73,821
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,174/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,846
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,800
−HK$1,982/mo
Today · 4.125%
HK$76,782
baseline
▲ 0.50% · 4.625%
HK$80,829
+HK$4,047/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,564/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,255 · Scale 2, in force from 26 Feb 2026)