LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,379
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$1,150/mo
Today · 4.125%
HK$38,660
baseline
▲ 0.50% · 4.625%
HK$41,012
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,320/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,471
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,101/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$44,906
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,654
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,012
−HK$1,380/mo
Today · 4.125%
HK$46,392
baseline
▲ 0.50% · 4.625%
HK$49,215
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,784/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,565
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,868
−HK$1,321/mo
Today · 4.125%
HK$51,189
baseline
▲ 0.50% · 4.625%
HK$53,887
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,378/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,930
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,514
−HK$1,610/mo
Today · 4.125%
HK$54,124
baseline
▲ 0.50% · 4.625%
HK$57,417
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,248/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,659
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,179
−HK$1,541/mo
Today · 4.125%
HK$59,720
baseline
▲ 0.50% · 4.625%
HK$62,868
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,440/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,482
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,518
−HK$2,070/mo
Today · 4.125%
HK$69,588
baseline
▲ 0.50% · 4.625%
HK$73,822
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,176/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,848
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,801
−HK$1,982/mo
Today · 4.125%
HK$76,783
baseline
▲ 0.50% · 4.625%
HK$80,831
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,566/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,266 · Scale 2, in force from 26 Feb 2026)