LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,380
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,511
−HK$1,150/mo
Today · 4.125%
HK$38,661
baseline
▲ 0.50% · 4.625%
HK$41,013
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,322/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,472
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,557
−HK$1,102/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$44,907
+HK$2,248/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,656
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,013
−HK$1,380/mo
Today · 4.125%
HK$46,393
baseline
▲ 0.50% · 4.625%
HK$49,216
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,786/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,566
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,869
−HK$1,321/mo
Today · 4.125%
HK$51,190
baseline
▲ 0.50% · 4.625%
HK$53,889
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,380/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,931
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,516
−HK$1,609/mo
Today · 4.125%
HK$54,125
baseline
▲ 0.50% · 4.625%
HK$57,419
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,250/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,661
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,180
−HK$1,542/mo
Today · 4.125%
HK$59,722
baseline
▲ 0.50% · 4.625%
HK$62,870
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,444/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,483
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,520
−HK$2,070/mo
Today · 4.125%
HK$69,590
baseline
▲ 0.50% · 4.625%
HK$73,824
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,180/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,850
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,803
−HK$1,982/mo
Today · 4.125%
HK$76,785
baseline
▲ 0.50% · 4.625%
HK$80,833
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,570/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,282 · Scale 2, in force from 26 Feb 2026)