LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,380
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$1,150/mo
Today · 4.125%
HK$38,662
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,324/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,473
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,101/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,656
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,014
−HK$1,380/mo
Today · 4.125%
HK$46,394
baseline
▲ 0.50% · 4.625%
HK$49,217
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,788/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,567
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,870
−HK$1,321/mo
Today · 4.125%
HK$51,191
baseline
▲ 0.50% · 4.625%
HK$53,889
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,382/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,932
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,517
−HK$1,609/mo
Today · 4.125%
HK$54,126
baseline
▲ 0.50% · 4.625%
HK$57,420
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,252/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,662
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,181
−HK$1,542/mo
Today · 4.125%
HK$59,723
baseline
▲ 0.50% · 4.625%
HK$62,871
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,446/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,484
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,521
−HK$2,070/mo
Today · 4.125%
HK$69,591
baseline
▲ 0.50% · 4.625%
HK$73,825
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,182/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,851
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,805
−HK$1,982/mo
Today · 4.125%
HK$76,787
baseline
▲ 0.50% · 4.625%
HK$80,834
+HK$4,047/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,574/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,292 · Scale 2, in force from 26 Feb 2026)