LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,381
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,513
−HK$1,150/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$41,015
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,559
−HK$1,101/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$44,909
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,658
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$45,016
−HK$1,379/mo
Today · 4.125%
HK$46,395
baseline
▲ 0.50% · 4.625%
HK$49,218
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,790/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,569
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,871
−HK$1,322/mo
Today · 4.125%
HK$51,193
baseline
▲ 0.50% · 4.625%
HK$53,891
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,386/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,934
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,610/mo
Today · 4.125%
HK$54,128
baseline
▲ 0.50% · 4.625%
HK$57,421
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,256/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,663
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,183
−HK$1,542/mo
Today · 4.125%
HK$59,725
baseline
▲ 0.50% · 4.625%
HK$62,873
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,450/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,486
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,523
−HK$2,070/mo
Today · 4.125%
HK$69,593
baseline
▲ 0.50% · 4.625%
HK$73,827
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,186/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,853
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,807
−HK$1,982/mo
Today · 4.125%
HK$76,789
baseline
▲ 0.50% · 4.625%
HK$80,836
+HK$4,047/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,578/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,309 · Scale 2, in force from 26 Feb 2026)