LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,382
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,514
−HK$1,149/mo
Today · 4.125%
HK$38,663
baseline
▲ 0.50% · 4.625%
HK$41,016
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,326/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,560
−HK$1,101/mo
Today · 4.125%
HK$42,661
baseline
▲ 0.50% · 4.625%
HK$44,910
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,322/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,658
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,016
−HK$1,380/mo
Today · 4.125%
HK$46,396
baseline
▲ 0.50% · 4.625%
HK$49,219
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,792/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,569
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,872
−HK$1,321/mo
Today · 4.125%
HK$51,193
baseline
▲ 0.50% · 4.625%
HK$53,892
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,386/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,935
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,519
−HK$1,610/mo
Today · 4.125%
HK$54,129
baseline
▲ 0.50% · 4.625%
HK$57,422
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,258/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,664
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,184
−HK$1,542/mo
Today · 4.125%
HK$59,726
baseline
▲ 0.50% · 4.625%
HK$62,874
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,452/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,487
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,524
−HK$2,070/mo
Today · 4.125%
HK$69,594
baseline
▲ 0.50% · 4.625%
HK$73,829
+HK$4,235/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,188/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,854
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,808
−HK$1,982/mo
Today · 4.125%
HK$76,790
baseline
▲ 0.50% · 4.625%
HK$80,838
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,580/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,319 · Scale 2, in force from 26 Feb 2026)