LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,383
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,514
−HK$1,150/mo
Today · 4.125%
HK$38,664
baseline
▲ 0.50% · 4.625%
HK$41,017
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,328/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,475
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,561
−HK$1,101/mo
Today · 4.125%
HK$42,662
baseline
▲ 0.50% · 4.625%
HK$44,911
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,324/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,659
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,017
−HK$1,380/mo
Today · 4.125%
HK$46,397
baseline
▲ 0.50% · 4.625%
HK$49,220
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,794/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,571
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,873
−HK$1,322/mo
Today · 4.125%
HK$51,195
baseline
▲ 0.50% · 4.625%
HK$53,893
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,390/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,936
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,520
−HK$1,610/mo
Today · 4.125%
HK$54,130
baseline
▲ 0.50% · 4.625%
HK$57,424
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,260/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,666
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,185
−HK$1,542/mo
Today · 4.125%
HK$59,727
baseline
▲ 0.50% · 4.625%
HK$62,875
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,454/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,489
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,526
−HK$2,070/mo
Today · 4.125%
HK$69,596
baseline
▲ 0.50% · 4.625%
HK$73,830
+HK$4,234/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,192/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,856
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,810
−HK$1,982/mo
Today · 4.125%
HK$76,792
baseline
▲ 0.50% · 4.625%
HK$80,840
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,584/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,334 · Scale 2, in force from 26 Feb 2026)