LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,384
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,516
−HK$1,150/mo
Today · 4.125%
HK$38,666
baseline
▲ 0.50% · 4.625%
HK$41,019
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,332/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,477
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,563
−HK$1,101/mo
Today · 4.125%
HK$42,664
baseline
▲ 0.50% · 4.625%
HK$44,913
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,328/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,661
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,019
−HK$1,380/mo
Today · 4.125%
HK$46,399
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,798/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,573
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,875
−HK$1,322/mo
Today · 4.125%
HK$51,197
baseline
▲ 0.50% · 4.625%
HK$53,896
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,394/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,938
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,523
−HK$1,610/mo
Today · 4.125%
HK$54,133
baseline
▲ 0.50% · 4.625%
HK$57,426
+HK$3,293/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,266/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,668
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,188
−HK$1,542/mo
Today · 4.125%
HK$59,730
baseline
▲ 0.50% · 4.625%
HK$62,878
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,460/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,492
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,529
−HK$2,070/mo
Today · 4.125%
HK$69,599
baseline
▲ 0.50% · 4.625%
HK$73,834
+HK$4,235/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,198/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,859
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,813
−HK$1,983/mo
Today · 4.125%
HK$76,796
baseline
▲ 0.50% · 4.625%
HK$80,844
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,592/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,362 · Scale 2, in force from 26 Feb 2026)