LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,385
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,517
−HK$1,150/mo
Today · 4.125%
HK$38,667
baseline
▲ 0.50% · 4.625%
HK$41,019
+HK$2,352/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,334/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,478
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,564
−HK$1,101/mo
Today · 4.125%
HK$42,665
baseline
▲ 0.50% · 4.625%
HK$44,914
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,330/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,662
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,020
−HK$1,380/mo
Today · 4.125%
HK$46,400
baseline
▲ 0.50% · 4.625%
HK$49,223
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,800/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,574
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,876
−HK$1,322/mo
Today · 4.125%
HK$51,198
baseline
▲ 0.50% · 4.625%
HK$53,897
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,396/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,939
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,523
−HK$1,610/mo
Today · 4.125%
HK$54,133
baseline
▲ 0.50% · 4.625%
HK$57,427
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,266/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,669
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,189
−HK$1,542/mo
Today · 4.125%
HK$59,731
baseline
▲ 0.50% · 4.625%
HK$62,879
+HK$3,148/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,462/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,493
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,530
−HK$2,070/mo
Today · 4.125%
HK$69,600
baseline
▲ 0.50% · 4.625%
HK$73,835
+HK$4,235/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,200/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,860
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,814
−HK$1,983/mo
Today · 4.125%
HK$76,797
baseline
▲ 0.50% · 4.625%
HK$80,845
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,594/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,371 · Scale 2, in force from 26 Feb 2026)