LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,386
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,518
−HK$1,150/mo
Today · 4.125%
HK$38,668
baseline
▲ 0.50% · 4.625%
HK$41,021
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,336/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,479
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,565
−HK$1,101/mo
Today · 4.125%
HK$42,666
baseline
▲ 0.50% · 4.625%
HK$44,915
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,332/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,664
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,022
−HK$1,380/mo
Today · 4.125%
HK$46,402
baseline
▲ 0.50% · 4.625%
HK$49,225
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,804/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,575
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,878
−HK$1,322/mo
Today · 4.125%
HK$51,200
baseline
▲ 0.50% · 4.625%
HK$53,898
+HK$2,698/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,400/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,941
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,525
−HK$1,610/mo
Today · 4.125%
HK$54,135
baseline
▲ 0.50% · 4.625%
HK$57,429
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,270/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,671
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,191
−HK$1,542/mo
Today · 4.125%
HK$59,733
baseline
▲ 0.50% · 4.625%
HK$62,882
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,466/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,495
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,533
−HK$2,070/mo
Today · 4.125%
HK$69,603
baseline
▲ 0.50% · 4.625%
HK$73,838
+HK$4,235/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,206/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,863
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,817
−HK$1,983/mo
Today · 4.125%
HK$76,800
baseline
▲ 0.50% · 4.625%
HK$80,848
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,600/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,392 · Scale 2, in force from 26 Feb 2026)