LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,387
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,519
−HK$1,150/mo
Today · 4.125%
HK$38,669
baseline
▲ 0.50% · 4.625%
HK$41,022
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,338/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,480
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,566
−HK$1,101/mo
Today · 4.125%
HK$42,667
baseline
▲ 0.50% · 4.625%
HK$44,917
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,334/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,665
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,023
−HK$1,380/mo
Today · 4.125%
HK$46,403
baseline
▲ 0.50% · 4.625%
HK$49,226
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,806/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,577
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,879
−HK$1,322/mo
Today · 4.125%
HK$51,201
baseline
▲ 0.50% · 4.625%
HK$53,900
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,402/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,942
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,527
−HK$1,610/mo
Today · 4.125%
HK$54,137
baseline
▲ 0.50% · 4.625%
HK$57,431
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,274/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,673
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,193
−HK$1,541/mo
Today · 4.125%
HK$59,734
baseline
▲ 0.50% · 4.625%
HK$62,883
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,468/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,497
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,534
−HK$2,070/mo
Today · 4.125%
HK$69,604
baseline
▲ 0.50% · 4.625%
HK$73,840
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,208/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,865
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,819
−HK$1,982/mo
Today · 4.125%
HK$76,801
baseline
▲ 0.50% · 4.625%
HK$80,850
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,602/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,408 · Scale 2, in force from 26 Feb 2026)