LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,388
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,520
−HK$1,150/mo
Today · 4.125%
HK$38,670
baseline
▲ 0.50% · 4.625%
HK$41,023
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,340/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,482
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,567
−HK$1,102/mo
Today · 4.125%
HK$42,669
baseline
▲ 0.50% · 4.625%
HK$44,918
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,338/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,666
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,024
−HK$1,380/mo
Today · 4.125%
HK$46,404
baseline
▲ 0.50% · 4.625%
HK$49,228
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,808/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,578
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,881
−HK$1,321/mo
Today · 4.125%
HK$51,202
baseline
▲ 0.50% · 4.625%
HK$53,901
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,404/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,944
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,528
−HK$1,610/mo
Today · 4.125%
HK$54,138
baseline
▲ 0.50% · 4.625%
HK$57,432
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,276/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,674
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,194
−HK$1,542/mo
Today · 4.125%
HK$59,736
baseline
▲ 0.50% · 4.625%
HK$62,885
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,472/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,499
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,536
−HK$2,070/mo
Today · 4.125%
HK$69,606
baseline
▲ 0.50% · 4.625%
HK$73,842
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,212/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,867
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,821
−HK$1,983/mo
Today · 4.125%
HK$76,804
baseline
▲ 0.50% · 4.625%
HK$80,852
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,608/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,425 · Scale 2, in force from 26 Feb 2026)