LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,389
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,521
−HK$1,150/mo
Today · 4.125%
HK$38,671
baseline
▲ 0.50% · 4.625%
HK$41,024
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,342/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,482
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,101/mo
Today · 4.125%
HK$42,669
baseline
▲ 0.50% · 4.625%
HK$44,918
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,338/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,666
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,025
−HK$1,380/mo
Today · 4.125%
HK$46,405
baseline
▲ 0.50% · 4.625%
HK$49,228
+HK$2,823/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,810/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,578
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,881
−HK$1,322/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$53,902
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,944
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,529
−HK$1,610/mo
Today · 4.125%
HK$54,139
baseline
▲ 0.50% · 4.625%
HK$57,433
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,278/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,675
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,195
−HK$1,542/mo
Today · 4.125%
HK$59,737
baseline
▲ 0.50% · 4.625%
HK$62,886
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,474/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,500
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,537
−HK$2,070/mo
Today · 4.125%
HK$69,607
baseline
▲ 0.50% · 4.625%
HK$73,843
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,214/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,868
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,822
−HK$1,983/mo
Today · 4.125%
HK$76,805
baseline
▲ 0.50% · 4.625%
HK$80,853
+HK$4,048/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,610/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,432 · Scale 2, in force from 26 Feb 2026)