LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,389
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,521
−HK$1,150/mo
Today · 4.125%
HK$38,671
baseline
▲ 0.50% · 4.625%
HK$41,024
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,342/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,482
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,102/mo
Today · 4.125%
HK$42,670
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,340/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,667
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,025
−HK$1,380/mo
Today · 4.125%
HK$46,405
baseline
▲ 0.50% · 4.625%
HK$49,229
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$92,810/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,579
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$49,882
−HK$1,321/mo
Today · 4.125%
HK$51,203
baseline
▲ 0.50% · 4.625%
HK$53,902
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.57M · min. income ≈ HK$102,406/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,945
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,529
−HK$1,610/mo
Today · 4.125%
HK$54,139
baseline
▲ 0.50% · 4.625%
HK$57,434
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,278/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,675
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,195
−HK$1,542/mo
Today · 4.125%
HK$59,737
baseline
▲ 0.50% · 4.625%
HK$62,886
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,474/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,500
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,538
−HK$2,070/mo
Today · 4.125%
HK$69,608
baseline
▲ 0.50% · 4.625%
HK$73,843
+HK$4,235/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,216/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,868
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,823
−HK$1,982/mo
Today · 4.125%
HK$76,805
baseline
▲ 0.50% · 4.625%
HK$80,854
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,610/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,436 · Scale 2, in force from 26 Feb 2026)