LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,391
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,523
−HK$1,150/mo
Today · 4.125%
HK$38,673
baseline
▲ 0.50% · 4.625%
HK$41,026
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,346/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,484
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,570
−HK$1,102/mo
Today · 4.125%
HK$42,672
baseline
▲ 0.50% · 4.625%
HK$44,921
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,344/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,669
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,380/mo
Today · 4.125%
HK$46,407
baseline
▲ 0.50% · 4.625%
HK$49,231
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,814/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,581
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,884
−HK$1,322/mo
Today · 4.125%
HK$51,206
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,412/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,947
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,532
−HK$1,610/mo
Today · 4.125%
HK$54,142
baseline
▲ 0.50% · 4.625%
HK$57,436
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,284/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,678
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,198
−HK$1,542/mo
Today · 4.125%
HK$59,740
baseline
▲ 0.50% · 4.625%
HK$62,889
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,480/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,503
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,541
−HK$2,070/mo
Today · 4.125%
HK$69,611
baseline
▲ 0.50% · 4.625%
HK$73,847
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,222/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,872
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,826
−HK$1,983/mo
Today · 4.125%
HK$76,809
baseline
▲ 0.50% · 4.625%
HK$80,858
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,618/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)