LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,394
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,526
−HK$1,151/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$41,030
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,488
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,574
−HK$1,102/mo
Today · 4.125%
HK$42,676
baseline
▲ 0.50% · 4.625%
HK$44,925
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,352/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,673
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,032
−HK$1,380/mo
Today · 4.125%
HK$46,412
baseline
▲ 0.50% · 4.625%
HK$49,236
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,824/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,586
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,889
−HK$1,322/mo
Today · 4.125%
HK$51,211
baseline
▲ 0.50% · 4.625%
HK$53,910
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,422/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,952
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,537
−HK$1,610/mo
Today · 4.125%
HK$54,147
baseline
▲ 0.50% · 4.625%
HK$57,442
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,294/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,684
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,204
−HK$1,542/mo
Today · 4.125%
HK$59,746
baseline
▲ 0.50% · 4.625%
HK$62,895
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,492/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,510
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,547
−HK$2,071/mo
Today · 4.125%
HK$69,618
baseline
▲ 0.50% · 4.625%
HK$73,854
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$139,236/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,879
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,834
−HK$1,982/mo
Today · 4.125%
HK$76,816
baseline
▲ 0.50% · 4.625%
HK$80,865
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.36M · min. income ≈ HK$153,632/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,524 · Scale 2, in force from 26 Feb 2026)