LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,396
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,528
−HK$1,150/mo
Today · 4.125%
HK$38,678
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,356/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,490
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,576
−HK$1,101/mo
Today · 4.125%
HK$42,677
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,354/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,675
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$45,033
−HK$1,380/mo
Today · 4.125%
HK$46,413
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,825/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,826/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,588
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,891
−HK$1,322/mo
Today · 4.125%
HK$51,213
baseline
▲ 0.50% · 4.625%
HK$53,912
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,426/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,954
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,539
−HK$1,610/mo
Today · 4.125%
HK$54,149
baseline
▲ 0.50% · 4.625%
HK$57,444
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,298/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,686
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,206
−HK$1,542/mo
Today · 4.125%
HK$59,748
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,496/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,512
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,550
−HK$2,070/mo
Today · 4.125%
HK$69,620
baseline
▲ 0.50% · 4.625%
HK$73,856
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,240/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,881
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,836
−HK$1,983/mo
Today · 4.125%
HK$76,819
baseline
▲ 0.50% · 4.625%
HK$80,868
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,638/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,544 · Scale 2, in force from 26 Feb 2026)