LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,396
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,528
−HK$1,150/mo
Today · 4.125%
HK$38,678
baseline
▲ 0.50% · 4.625%
HK$41,032
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,356/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,490
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,576
−HK$1,102/mo
Today · 4.125%
HK$42,678
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,249/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,356/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,675
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,034
−HK$1,380/mo
Today · 4.125%
HK$46,414
baseline
▲ 0.50% · 4.625%
HK$49,238
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,828/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,588
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,891
−HK$1,322/mo
Today · 4.125%
HK$51,213
baseline
▲ 0.50% · 4.625%
HK$53,913
+HK$2,700/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,426/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,954
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,539
−HK$1,611/mo
Today · 4.125%
HK$54,150
baseline
▲ 0.50% · 4.625%
HK$57,444
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,300/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,686
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,206
−HK$1,543/mo
Today · 4.125%
HK$59,749
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,498/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,513
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,550
−HK$2,071/mo
Today · 4.125%
HK$69,621
baseline
▲ 0.50% · 4.625%
HK$73,857
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,242/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,882
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,837
−HK$1,983/mo
Today · 4.125%
HK$76,820
baseline
▲ 0.50% · 4.625%
HK$80,869
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,640/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,550 · Scale 2, in force from 26 Feb 2026)