LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,397
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,529
−HK$1,150/mo
Today · 4.125%
HK$38,679
baseline
▲ 0.50% · 4.625%
HK$41,032
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,358/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,491
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,577
−HK$1,101/mo
Today · 4.125%
HK$42,678
baseline
▲ 0.50% · 4.625%
HK$44,928
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,356/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,676
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,034
−HK$1,381/mo
Today · 4.125%
HK$46,415
baseline
▲ 0.50% · 4.625%
HK$49,239
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,830/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,589
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,892
−HK$1,322/mo
Today · 4.125%
HK$51,214
baseline
▲ 0.50% · 4.625%
HK$53,914
+HK$2,700/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,428/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,955
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,540
−HK$1,611/mo
Today · 4.125%
HK$54,151
baseline
▲ 0.50% · 4.625%
HK$57,445
+HK$3,294/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,302/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,687
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,207
−HK$1,543/mo
Today · 4.125%
HK$59,750
baseline
▲ 0.50% · 4.625%
HK$62,899
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,500/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,514
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,552
−HK$2,070/mo
Today · 4.125%
HK$69,622
baseline
▲ 0.50% · 4.625%
HK$73,858
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,244/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,883
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,838
−HK$1,983/mo
Today · 4.125%
HK$76,821
baseline
▲ 0.50% · 4.625%
HK$80,870
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,642/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,561 · Scale 2, in force from 26 Feb 2026)