LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,397
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,530
−HK$1,150/mo
Today · 4.125%
HK$38,680
baseline
▲ 0.50% · 4.625%
HK$41,033
+HK$2,353/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,360/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,492
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,578
−HK$1,101/mo
Today · 4.125%
HK$42,679
baseline
▲ 0.50% · 4.625%
HK$44,929
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,358/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,677
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,035
−HK$1,381/mo
Today · 4.125%
HK$46,416
baseline
▲ 0.50% · 4.625%
HK$49,240
+HK$2,824/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,832/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,590
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,893
−HK$1,322/mo
Today · 4.125%
HK$51,215
baseline
▲ 0.50% · 4.625%
HK$53,915
+HK$2,700/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,430/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,956
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,541
−HK$1,611/mo
Today · 4.125%
HK$54,152
baseline
▲ 0.50% · 4.625%
HK$57,447
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,304/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,688
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,542/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$62,901
+HK$3,150/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,515
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,553
−HK$2,071/mo
Today · 4.125%
HK$69,624
baseline
▲ 0.50% · 4.625%
HK$73,860
+HK$4,236/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,248/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,885
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,840
−HK$1,983/mo
Today · 4.125%
HK$76,823
baseline
▲ 0.50% · 4.625%
HK$80,872
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,646/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,574 · Scale 2, in force from 26 Feb 2026)