LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,398
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,530
−HK$1,150/mo
Today · 4.125%
HK$38,680
baseline
▲ 0.50% · 4.625%
HK$41,034
+HK$2,354/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$77,360/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,492
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,578
−HK$1,102/mo
Today · 4.125%
HK$42,680
baseline
▲ 0.50% · 4.625%
HK$44,930
+HK$2,250/mo
Deposit HK$7.98M · loan HK$7.98M · min. income ≈ HK$85,360/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,677
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,036
−HK$1,380/mo
Today · 4.125%
HK$46,416
baseline
▲ 0.50% · 4.625%
HK$49,241
+HK$2,825/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$92,832/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,591
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,894
−HK$1,322/mo
Today · 4.125%
HK$51,216
baseline
▲ 0.50% · 4.625%
HK$53,915
+HK$2,699/mo
Deposit HK$6.38M · loan HK$9.58M · min. income ≈ HK$102,432/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,957
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,542
−HK$1,610/mo
Today · 4.125%
HK$54,152
baseline
▲ 0.50% · 4.625%
HK$57,447
+HK$3,295/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,304/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,689
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,543/mo
Today · 4.125%
HK$59,752
baseline
▲ 0.50% · 4.625%
HK$62,901
+HK$3,149/mo
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$119,504/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,516
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,554
−HK$2,070/mo
Today · 4.125%
HK$69,624
baseline
▲ 0.50% · 4.625%
HK$73,861
+HK$4,237/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$139,248/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,886
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,841
−HK$1,983/mo
Today · 4.125%
HK$76,824
baseline
▲ 0.50% · 4.625%
HK$80,873
+HK$4,049/mo
Deposit HK$1.60M · loan HK$14.37M · min. income ≈ HK$153,648/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$598,581 · Scale 2, in force from 26 Feb 2026)